Online banking is something I have been using for the last twelve years. Yes, online banking has been around for years but I guess not many people are convinced that it is secure to use.

Let me give you a few reasons from my personal experience why you should opt for online banking. First a all, it is quite a bliss to be able to pay your bills online. Whether you are at home, at work or on vacation — as long as you have internet connection and a computer device, you can pay your bills.

Checking your balance online – especially if your bank account is a payroll account – without dashing to the nearest ATM is really convenient. It breaks your heart sometimes when you have to take time to go to an ATM just to check if your monthly salary already made it to your bank account, then you go check at the ATM and it isn't there yet. Disappointing right?

Third reason is that, if you can pay all your bills (house rent, utility bills, phone bills, credit card bills, home loans, auto loans, etc) online, it is much much better than issuing checks. Besides, it doesn't matter if the cash didn't make it in the palm of your hands as long as you have paid all your bills, it is great. Then you will be able to pay those bills right away the moment you get your salary.

So have you tried online banking already?