Online banking is become a common habit for many individuals who want more convenience and do not want to wait in line at the bank. A recent survey conducted by PhoneFactor has found that there are more trojans, spam and viruses aimed at online banking than ever before. The increase of interest by spammers have lead to a major concern for consumers who frequently use the online banking system for all their needs.

Most common viruses such as ZeuS and Clampi have been known to be a huge threat to online banking users within the past few months. Over 70 banks have been targeted and reported to have issues with these types of threats. Individuals are advised to take caution when using online banking.